Bank Transfers PayOut

Payment registration transactions

Bank Transfers HPP & H2H

1. Bank Transfers

Description:

Withdrawals via bank transfer in Peru are a common way to move money from a digital account or financial service to your personal bank account. They work by sending funds electronically through the national banking network.
 
Allows the creation of pay-outs (outgoing payments).
 
URL:https://api.payelu.xyz/api/v1/payments/payout_hth
 

Country Uses:

  • Peru: Bank Transfers
 

Request Parameters:

Parameter
Type
Description
Requeriment
service_code
string
’BT_PE’
required
amount
num
Amount to process. e.g. 123.45
required
reference
string
Merchant’s Unique ID for transaction. It must be 22 alfanumeric digits (i.e. ‘0000000000002507135224‘)
required
account
num
Client Bank account number
required
account_doc_id
num
Client ID number
required
account_doc_type
num
Type of tax document or identity document. Supported identity/tax documents: DNI Documento Nacional de IdentidadRUC Registro Único de ContribuyentesCE Carné de ExtranjeríaPPN Pasaporte
required
account_bank
string
Name of destiny bank.
BANCO_BBVA, BANBIF, BCP, INTERBANK, SCOTIABANK, BANCO_DE_COMERCIO, BANCO_INTERAMERICANO_DE_FINANZAS, BANCO_PICHINCHA, CITIBANK, BANCO_GNB, BANCO_SANTANDER, BANCO_CENCOSUD, ICBC_PERU_BANK, BANCO_DE_LA_NACION, CAJA_AREQUIPA, CAJA_CUSCO, CAJA_HUANCAYO, CAJA_MAYNAS, CAJA_METROPOLITANA, CAJA_MUNICIPAL_ICA, CAJA_SULLANA, CAJA_TACNA, CAJA_TRUJILLO, CREDINKA, BANCO_FALABELLA, CAJA_DE_LOS_ANDES, MIBANCO, BIM, CAJA_PIURA, RIPLEY, FINANCIERA_EFECTIVA, YAPE, COMPARTAMOS_FINANCIERA, BANCO_ALFIN, PLIN, COPERATIVA_ABACO, LUQUEA, TARJETAS_PERUANAS_PREPAGO, FINANCIERA_CONFIANZA, PREX, TARJETA_OH, CREDISCOTIA, DALE, GLOBAL66
required
account_type
string
Type of bank account. AHORRO, CORRIENTE, WALLET.
required
inter_bank_code
string
CCI stands for Código de Cuenta Interbancario (Interbank Account Code) in Peru.It's a 20-digit number that uniquely identifies a bank account across all financial institutions in the country.
required

Bank Transfers Example Request:

{
    "service_code": "BT_PE",
    "amount": 1,
    "reference": "{{payout_ref}}",
    "account_doc_id": "71395105",
    "account_doc_type": "DNI",
    "account_bank": "INTERBANK",
    "account_type": "AHORRO",
    "account": "3347808298",
    "inter_bank_code" : "00389801334780829844"
}

Bank Transfers Example Response:

{
    "status": "success",
    "data": {
        "transaction_id": "WMhA3LSCNTdOyvE",
        "amount": 1,
        "reference": "POUT8320720165",
        "created_at": "2026-05-08T14:42:50.721460+00:00",
        "status": "PENDING"
    }
}